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Your Trusted Accountant.
Experience Counts.

J&M Accountants is a CPA accounting firm located in Waterloo.

Welcome to J&M Accountants

With over 20 years’ experience, J & M Accountants differentiate not only for its professionalism but also for its customised, flexible and proactive approach, acknowledging that every type of business or individual has different and unique professional accounting needs.

We pride ourselves on the personalised service our committed team provide to all clients no matter what size they may be and spend time with each and every one to understand your needs and thus help develop your business and achieve your success.

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Our Featured Services

At J & M Accountants we offer a fully integrated range of Accounting and Business Services with a strong focus on helping business owners and individuals realise their business and personal goals.



At J & M Accountants we take the stress out of tax by giving you advice in an easy to understand way.

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Financial reporting is a vital part of any business, large or small.

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Xero Services

Xero is an online accounting software designed for small and growing businesses.

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Bookkeeping & Payroll

Is your time best spent doing paper work or managing your business?

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Business Services

Whether starting a new business or running an existing one, we can help advise you on the best structure to suit your needs.

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Self-Managed Superannuation Fund

Superannuation is often the most complex area of tax that clients can encounter.

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We provide a range of auditing services.

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Why Choose Us


Our team of accountants and tax specialists are fully qualified with a wealth of knowledge and industry experience.


As industries change and businesses develop, we always have our fingers on the pulse to help you stay one step ahead with our in depth business knowledge and experience.

Small Business Specialists

Our client base covers a wide range of businesses and individuals. We utilise our knowledge and expertise for the benefit of our clients


We are passionate about providing the highest level of accounting and advisory services to manage your affairs and grow your business at a competitive rate.

Get in Touch Today

Please contact us for more information about our services and
how we can assist you with your personal financial and
business goals.